The Law Offices of Melissa A. Huelsman, P.S.

Melissa Huelsman is one of the few attorneys practicing in the areas of predatory lending/mortgage fraud lending litigation and foreclosure rescue scam litigation in Western Washington.  If you believe that you were defrauded and/or deceived when you obtained your mortgage loan(s), or you believe you have fallen victim to a foreclosure rescue scam, contact our offices immediately!  To schedule an appointment with an experienced Washington predatory lending lawyer, contact us today.

Mortgage Fraud and Foreclosure Resume Scams are Now at Epidemic Proportions

In the last 5 years there has been a dramatic increase in the making of fraudulent loans, which has led to record foreclosure rates that continue to rise.  As foreclosure rates rise, people are falling victim to false promises from supposed real estate investors and they are losing their homes and their equity.  Every day newspapers across the country carry stories about the collapse of the mortgage lending and mortgage brokering market which is the result of the making of fraudulent loans, often with falsified documentation and based upon false representations by the brokers or loan officers.  The fallout from these fraudulent loans are homes headed towards foreclosure and all manner of vultures circling over these homeowners in peril, seeking to make a profit from their misery out of their equity.  

Home loans are increasingly complex and are very difficult for the typical borrower to understand, especially if they are provided inaccurate information and documentation throughout the process.  Due to the potential for lucrative profits, many mortgage brokers/sales persons are not accurately describing the various lending programs available to borrowers and not all lenders or brokers follow federal Washington lending laws.

Ms. Huelsman helps homeowners with mortgages to protect their rights.  There are state and federal statutes (such as the Truth in Lending Act (TILA)) that make certain lender practices illegal. If you believe a lender has been breaking the law … or if you are facing a potential foreclosure, Ms. Huelsman will provide you the legal guidance you need to fight back.  If she is unable to assist you through litigation or bankruptcy, she will provide you with contact information for housing counseling agencies and other resources to assist you.

Ms. Huelsman has already experienced great legal success, and she looks forward to - and expects - much more. This is her life's work.

If you believe a lender or broker or other real estate professional has taken advantage of you in connection with your mortgage loan or that you have been defrauded in connection with the loss of your home or its equity, you should contact our office immediately to explore your legal rights.